Will the real pay-media disruptor please stand up?

Just in time for 2017 predictions about the pay-media industry. Typically, there’s always something about disruptors. But let’s be frank, so far the so-called disruptors haven’t brought the industry to its knees. Isthe industry too resilient or is the real disruptor yet to make an entrance?

What got me thinking
Last Sunday, after a pleading text from my student son I transferred money to his account. It took 26 seconds to reach his account!